Why facefat, belly fat or hove handle not going away?

While genetics dictate where you lose the fat first from, eventually if you get cut enough you will lose it from all unwanted places. So, it just means you've not progressed far enough in your cut to see the changes just yet

You can't target fat loss in 1 spot. This myth, known as spot reduction, has been consistently debunked by science. To lose fat from a specific area, you have to lower your overall body fat percentage. For example, a systematic review by Ramírez Campillo et al. (2020), titled "Regional fat loss from the affected body part by aerobic exercise only," found that "no significant effect was observed regarding body fat percentage or fat mass reduction by localized aerobic exercise."

Here are some rough benchmarks for when you can expect to see your abs

Men Abs typically appear around 10–15% body fat, with sharp definition below 9%. Your face will start to look leaner around 13–14%.

Women Abs become visible around 16–20% or sharp definition below that, and the face slims down between 18–22%.

Use DEXA scan to see how close you are those figures!

Also, read: Why my abs aren't showing? When will abs show?

Not sure what bodyfat% is? Read: Bodyfat% Complete Guide